Real Estate

http://lcm.favoriteagent.com/?Market=0&Agent=95080
Joe Ignat 813-943-8983
People’s Choice Realty
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Real Estate – (Land O Lakes) – (Florida)11.38 acres (Land O Lakes)

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I need a rental house or apartment with no criminal background check. Do realtors do background checks? Is there a way I can avoid being subject to such background checks? My target city is Austin, TX, and I have applied twice at apartment complexes and was turned down. Now I want a rental house but want to avoid being rejected. Should I turn to a realtor?

I don’t know if a realtor will, but the rentor may, which has probably been what is happening anyway.

I don’t know what you did or didn’t do, but if I was renting, I’d be much more comfortable with someone who was honest with me and took the time to explain what went down as opposed to someone who skirted my check, and left me to find out later. I mean, if you don’t get the place, chances are good that you’ll never see that person again, as a landlord or otherwise, so what’s the big deal in saying something, you know? It’s corny, but honesty is the best policy.

Also, keep in mind it’s normally only felonies they’ll check and question…I don’t think they care about most misdemeanors.

Get the Facts:
–Key Housing Provisions in the American Recovery and Reinvestment Act
–How Illinois residents can benefit from this legislation

Learn more about the $8,000 first-time homebuyer tax credit
and FHA loan limits in Illinois and energy-efficient housing tax credits available.

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I heard that a Loan Officer should become more friends with Realtors in order to produce more potential client loans. How should I approach and become friends with Realtors?

My dad would take them for lunch on his $$$.

I just opened a virtual tour buisness for realtors in Arizona. What is the best way to get my name out there?

Virtual advertising. You will earn lots of virtual money.

Pt3 of the conversation with the realtor discussing short sales.

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My husband and I are renting a home using an agent for the first time and are being told to pay the realtors fees for both agents (half months rent for each) and I don’t know if this is how it is done. I know that when purchasing a home it is the seller that pays the fees so this does not make sense to me.

It depends on your agreement with the Realtor and what property they find you. Most agreements that you will sign with a Realtor state that they are owed a certain amount or percentage of the price when a deal is closed. If a seller pays some of that (which they do if they are working with a Realtor) you only have to make up the difference. I have never heard of a buyer having to pay a selling agent anything, but as in everything, its negotiable and the agent should have told you this before showing you the property.

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Do you feel that Realtors should be held accountable in some way for a foreclosure. Sub-prime lenders may be giving out loans too easily, but who is pushing people into homes they might not be able to afford? In Connecticut, buyer’s agents and seller’s agents both work for commission and are part of the same Realtor organization, they want the home to sell for the highest amount possible. Should they return the commission or pay a fine if the house goes into foreclosure (within a certain time frame after the sale)?

Maybe I’m biased due to the fact that I am a Realtor, but they really should not be held accountable. A Realtor does not handle the financing part of the transaction. They might refer a client to one, but it is ultimately up to that buyer to make an informed decision, just as they did when they chose that Realtor to work with.

A potential buyer does not have to disclose any personal financial information to me, merely just a pre-approval letter stating that they can obtain a loan for X amount. I have no way of knowing what they can actually afford unless, they allow me to view their information and educate them on how the process works.

I use a lender for first time buyers that literally has told several of my potential clients they cannot afford to buy right now and need to clean up their credit and/or obtain a better income. I might have lost a deal here or there, but am alright with it in hopes they will come back to me a few years from now when they are ready and have a good experience versus the ones scrambling to get into a home they can’t afford and end up upside down in it and associate me with a sour deal.

I actually had a 1st time buyer that chose to find their own lender, thought they were getting this great deal on an interest only mortgage and when I heard the terms that were offered I told them don’t walk but run away from this lender as fast as you can. I sent them to my guy and he informed them they should wait a year, clean up their credit and be in a better position to buy. They did, we found a home better than the one they originally liked and they couldn’t be happier. By the way both homes were priced similar and same down payment – the interest only loan would have been the same payment as their now 30yr fixed payment.

So as you can see, we are not all out there to take advantage of people just to make money. I’m out there to build lasting relationships, repeat business & referrals.

Also please keep in mind trying to get the highest price isn’t going to affect how much commission an agent receives by a substantial amount. For every $10,000 the agent might receive only $100-$300 extra (Gross).

Regards,
Southeast MI Realtor

I do not want to tell him.."I feel you were pushy and I want another realtor." (We are disagreeing a lot and i am tired of it).
Will he just "let it be?"or will he call me??
Realtors please!! Thanks!

If the listing contract has expired then you can shop around for another realtor. Otherwise call the realtor’s broker and explain things to the broker.